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Indianapolis Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy in Indiana is a five year payment plan that is controlled by the Indiana bankruptcy court and trustee.

The Indiana bankruptcy court will evaluate your income and determine what the correct monthly payment should be to your creditors usually over five years.

By consolidating your unsecured debt into one obligation, through the courts you can work with your creditors to pay off your debt at a rate you can afford. Your new loan will have zero interest, and at the end of your three to five year plan, your remaining debt will be wiped free.

Your payment is based upon your budget– which is evaluated by the Indiana bankruptcy court – and your remaining income after living expenses.

If you fail to finish the plan, your creditors will be able to begin trying to collect the full debt owed.

Call for a FREE consultation!
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